You have many valuable possessions, from clothes and furniture to electronics and sports equipment. It's essential to feel secure knowing that everything you've worked for is protected.
At Hecht-Stout Insurance Agency, located in Dunlap, Illinois, we can help you find the right coverage options to protect you, your family, and your personal belongings. We'll ensure you have the proper coverage
Click And Learn
Personal Property
Lawsuits
Medical Payments
Replacement Cost
Additional Living Expense
Property coverage
Risk Factors
You’ve lit several candles — which unintentionally start a small fire in your apartment.
Solution
Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.
Lawsuits Courage
Risk Factors
On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.
Solution
Renters liability coverage may help if you’re responsible for an injury to someone outside your household.
Medical Payments Coverage
Risk Factors
You’re hosting a small cocktail party when a guest trips on frayed carpet in the hallway. His injury isn’t severe — but his arm does require medical attention
Solution
Medical payments coverage may help if a guest is injured on your premises.
Replacement Cost Coverage
Risk Factors
A thief steals all the electronics from your home and the equipment is a few years old, though, and you want to replace everything with new .
Solution
Replacement cost coverage may help cover the cost of replacing older items with their brand new equivalents.
Additional Living Expenses Coverage
Risk Factors
When a washer hose bursts and floods your apartment, you must move out while your landlord makes repairs.
Solution
Additional living expenses coverage may help with the extra costs of housing and food if you’re forced to move out for temporary repairs to your residence.
What You Need to Know
Your personal belongings are protected from theft and damage by your renters insurance policy, depending on the deductible and limitations you select. This coverage applies even when you're away from home.
You can opt for full-value coverage on your personal property for a small additional cost. This means you'll receive the full replacement cost for damaged or stolen items without any depreciation deduction.
Protect Yourself and Your Guests
Additionally, certain bodily injury and property damage claims for which you may be held accountable are covered by your renters insurance policy for you and your family. It also includes legal defense if you are sued after a covered loss, up to your limits.
Additionally, you can select medical payment coverage, which covers medical expenses for visitors injured at your residence, regardless of fault. Various limits are available to suit your insurance needs.
The Right Coverage, The Right Price
Whether you're just starting, between homes, or downsizing, Hecht-Stout Insurance Agency will help you choose the best renters insurance coverage for your needs.
Visit us at 1715 Woodside Drive Dunlap, IL 61525, to learn more about our renters insurance options and find the perfect coverage for you.
Already have Renters Insurance ? Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
Request a Quote
Get Personalized Insurance
We extend coverage to individuals and businesses in Dunlap, IL and surrounding areas.
