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Hecht-Stout Insurance Agency/ personal insurance

Personal Insurance Provided By Our Agency

Personal insurance is a type of insurance that covers you and your family in the event of an accident, sickness, or other unforeseen event. It can protect you from financial losses as well as provide peace of mind.

Home Insurance

Home, for most people it could be their largest asset. More importantly itโ€™s where you raise your family and create memories that last a lifetime.
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Auto Insurance

Almost every driver in the United States is required by law to carry auto insurance.


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Individual Life Insurance

Everyone deserves a secure financial future โ€” and thatโ€™s why life insurance is so important.


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Renters Insurance

โ€œWhat is renters insurance?โ€ is a fair question, but a better question might be, โ€œWhy should I have renters insurance?โ€

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Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk.

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Motorcycle Insurance

A motorcycle insurance policy helps protect you and your motorcycle, whether you are enjoying a long summertime ride or you have your bike stored away for the winter.
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Off-road vehicle Insurance

Most off-road vehicles are built for adventure โ€” whether youโ€™re enjoying the trail on a snowmobile or hitting the apex on your dirt bike.
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Umbrella Insurance

Protecting your family and assets is a top priority, which is why people have insurance.


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Watercraft Insurance

Boats and personal watercraft are significant purchases, but if you love being on the water, you know theyโ€™re worth it.
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Snowmobile Insurance

Donโ€™t let your snowy adventures get cut short because you didnโ€™t get the right coverage for your winter fun!

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RV Insurance

Thereโ€™s so much to explore when youโ€™re cruising the country in your motorhome or RV.


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Classic Car Insurance

Does your love of cars border on obsession? Perhaps you own a piece of automotive history โ€” a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster.
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Earthquake Insurance

While you canโ€™t plan for earthquakes, you can be prepared, which can make all the difference.


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Mobile Home Insurance

You work hard for your home and everything inside it โ€” and thatโ€™s worth protecting. Thatโ€™s why you need mobile home coverage to protect what matters most.

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Flood Insurance

Most business insurance policies donโ€™t cover losses resulting from floods, and if youโ€™re located in a low-risk flood area, you might be tempted to bypass this essential coverage.
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Rental Property Insurance

What kind of rental property do you own? You might have several multi-unit complexes.

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Excess Liability Insurance

Sometimes things go wrong โ€“ a car accident, a guest slips and falls on your property, or a lawsuit.
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Secondary Home Insurance

Maybe you have a cabin in the mountains, a lake house or a beach cottage.

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Sinkhole Insurance

Currently, there is no way to determine if there is a sinkhole on your property. But if you live in a high-risk sinkhole state, your house could be at risk.

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Long Term Care Insurance

It might be hard to imagine now, but chances are youโ€™ll need some help taking care of yourself later in life.

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Child Life Insurance

You do everything you can to protect your kids and their future โ€” including their financial well-being. Thatโ€™s why life insurance, even at a young age, is so important.
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Annuities

What does retirement mean to you? You might look forward to time with your grandchildren and a favorite hobby.
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Individual Retirement 

Why consider an IRA? Even if you have other retirement options through work, like a pension or 401(k).
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High Net-Worth  Insurance

High Net-Worth insurance comprises several products requiring greater levels and types of cover due to an increased value.
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Medicare Supplement Insurance

While you canโ€™t plan for earthquakes, you can be prepared, which can make all the difference.
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Individual Health Insurance

Individual health insurance is another way to get coverage if youโ€™re not eligible for an employer-sponsored plan


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Long-Term Disability Insurance

Long-term disability insurance replaces part of your monthly income if a severe injury or illness prevents you from working.
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Yacht Insurance

Whether you're cruising along the coast or docking at marinas worldwide, our yacht insurance protects your lifestyle year-round.

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Valuable Possessions Insurance

It is especially important for those who keep valuable items in their home to safeguard belongings from theft and damage.
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Want to know more about Personal Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesnโ€™t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Hecht-Stout Insurance Agency Dunlap, IL
We extend coverage to individuals and businesses in Dunlap, IL and surrounding areas.
1715 Woodside Drive Dunlap, IL 61525
reports@hechtstout.com
309-693-3388
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