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Comprehensive Farm Insurance Solutions by Hecht-Stout Insurance Agency

Protecting Farms and Ranches in Illinois
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Hecht-Stout Insurance Agency/ farm insurance

Farm Insurance Provided By Our Agency

Farm and ranch owners insurance offers dual protection, covering your home and operation. This specialized insurance combines homeowners coverage with business insurance, customized to meet the requirements of your farm or ranch.

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Dwelling
Farm Liability
Farm Equipment Breakdown

Dwelling Coverage

Risk Factors

Due to heavy rains you crop storage unit is damaged, you’ll need to repair to store your crops.

Solution

Your general liability policy would cover the cost of repairs for the damages done to your property.

Farm Liability Coverage

Risk Factors

If any of your worker is injured while working, you will be liable to pay for his medical expenses.

Solution

Your farm liability coverage would pay for his medical bills and a portion of lost income while he recovers and is unable to work.

Equipment Breakdown Coverages

Risk Factors

If any of your farm equipment breaks down due to an accident, you will have to pay for the repairs and also might delay your work

Solution

Your Coverage will take care of the payment of the repairs and any loss incurred due to the delay.

What is Farm Insurance?

Farm insurance, or agricultural insurance, is a comprehensive package designed for agrarian businesses, buildings, tools, and output. This policy protects farm machinery, equipment, livestock, buildings, profits, and produce under one umbrella.

Coverage Includes:

Property Cover: Protects farm buildings, produce, deadstock, and machinery; includes home buildings and contents, and let properties.

Liability Coverage: Employers, public, and product liability.

Diversification: Coverage for non-traditional farm activities.

Legal Protection: Legal expenses, professional liability, and directors’ and officers’ liability.

Environmental Protection: Covers accidental pollution.

Loss of Revenue: Protects against income loss.

Transit Coverage: Includes livestock and goods in transit.

Income Protection: Ensures financial stability.

Specialist All-Risks Cover: Includes electronic equipment, computers, farm animal milking and feeding systems, and farm animal semen.

Milk Contamination: Covers uncollected milk due to adverse weather and antibiotic contamination.

Detailed Coverage for Farms and Ranches in Arkansas

Working Farms and Smallholdings

Tailored coverage for farm machinery, produce, deadstock, or farm buildings. Livestock farmers are protected against risks like stray animal loss, theft, transit issues, mysterious disappearance, electrocution, and fire.

Diversification and Personal Insurance

Modern farms in Dunlap often diversify beyond traditional activities. Agricultural insurance can cover livery yards, farm shops, shooting, camping, agricultural contracting, renewable energy, wind turbines, B&Bs, holiday lets, commercial property, and even drones.

Accidental Pollution: Includes protection against accidental environmental pollution.

Your farm is not just a business; it’s your home, security, and way of life. Hecht-Stout Insurance Agency understands the significance of your farm and the dedication you put into it, making protection a top priority. Connect with us to thoroughly evaluate your farm insurance needs in Illinois.

Already have Farm Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in Dunlap, IL and surrounding areas.
1715 Woodside Drive Dunlap, IL 61525
reports@hechtstout.com
309-693-3388
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