At Hecht-Stout Insurance Agency, we understand the importance of providing valuable benefits to your employees, including comprehensive dental insurance. We specialize in assisting businesses like yours in Illinois to find cost-effective group dental insurance plans catering to employer and employee needs.
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Employee attitude
Employer’s reputation Coverage
Productivity & Absence
Recruitment & Retention
Employee loyalty
Employee attitude Coverage
Risk Factors
If an employer fails to offer additional benefits to its employees, the employees don’t feel valued which eventually decreases employee’s interests towards the company.
Solution
Employers who offer competitive benefits packages, including individual dental plans, improve employees’ quality of life. And when employees’ overall well-being needs are met, they can focus on their work and develop stronger relationships with co-workers.
Employer’s reputation Coverage
Risk Factors
An employee loves to work under an employer who values him. This makes the employer stand as an exception from his competitors.
Solution
Offering quality individual dental coverage can work. It shows that employers are interested in employees’ well-being. Word spreads that employers care, which creates interest among potential employees and positively impacts recruitment and retention. Employers quickly develop a reputation as an employer of choice.
Productivity & Absence Coverage
Risk Factors
An individual health policy you buy for your employee won’t provide any additional benefits to them.
Solution
A study found that in one year alone, adults lose more than 164 million hours of work per year due to dental diseases. Offering dental benefits encourages employees to seek out preventive care early on and avoids workers taking off for unplanned illnesses and increase productivity on the other hand.
Recruitment & Retention Coverage
Risk Factors
Finding and keeping the right talent for your organization is crucial to its success. And while you may already believe you offer a competitive benefit package, a study shows that 74% of employees want better benefits.
Solution
If you offer better benefits to your employees, they may continue working with you for long and also attract other good talents to the firm.
Employee loyalty Coverage
Risk Factors
A happy employee is a loyal employee. A study found that half of all employees said that a benefit plan customized to their needs would increase loyalty.
Solution
If you value your employees regularly and provide them better benefits, they will be loyal to your company and always aim to give their best while working.
Understanding Group Dental Insurance Plans
A group dental insurance plan offers employers an effective way to provide their workforce with affordable dental care. Employees signing up for these company-sponsored plans receive dental benefits for a monthly premium. Like group health insurance, group dental plans can be tailored to suit your business needs. Customize your plan by adjusting the dental provider network size, deductible amounts, preventive care coverage, or co-payments. These plans can cover preventive care, orthodontics, and oral surgeries.
Advantages of Offering Group Dental Insurance
Offering group dental insurance through Hecht-Stout Insurance Agency has numerous benefits. These plans can make your company in Illinois more attractive to prospective employees, aiding recruitment efforts. Group dental insurance typically offers more favorable rates compared to individual policies. Additionally, like group health insurance, employee premiums can be pre-taxed through a Section 125 Premium-Only Plan (POP), providing further savings.
Cost Considerations for Group Dental Insurance
The cost of group dental insurance varies based on factors such as the number of employees, coverage level, and location in Dunlap. Employers can contribute towards premiums to reduce employee costs and encourage higher enrollment rates. Therefore, employer and employee contributions may differ based on these variables.
Conclusion
Dental coverage is crucial today, though it can often seem complex or expensive. At Hecht-Stout Insurance Agency, we have the expertise to help businesses in Illinois design effective and affordable group dental insurance plans. Get in touch with us to discuss how we can work together to offer dental care to your employees.
Ready to enhance your employee benefits with group dental insurance? Reach out to Hecht-Stout Insurance Agency in Illinois today, and let’s create a plan that works for you and your team.
Already have Group Dental Insurance? Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in Dunlap, IL and surrounding areas.
