General Liability Insurance Provided By Our Agency
At Hecht-Stout Insurance Agency, we offer general liability insurance to shield your business from common bodily injuries and property damage claims. This type of insurance is essential for nearly every business.
Click And Learn
Injuries
Lawsuits Coverage
Data Breaches
Disgruntled
Copyright Infringement
Injuries Coverage
Risk Factors
A customer trips on a fixture at your business and is injured.
Solution
Premises and operations insurance can help with hospital bills and damages as well as coverage for your business if the customer sues for negligence.
Lawsuits Coverage
Risk Factors
A former client files and wins a lawsuit over work performed by your company.
Solution
Products and completed operations insurance can help with the defense costs and, in some cases, the legal damages for which you may be responsible.
Data Breaches Coverage
Risk Factors
A disgruntled former employee or even an applicant you didn’t hire brings legal action against your company.
Solution
Cyber liability and data breach can help provide you with legal and forensic assistance to attempt to recover stolen data, as well as ongoing data security consultation to help you manage cyber risks.
Disgruntled Coverage
Risk Factors
A disgruntled former employee or even an applicant you didn’t hire brings legal action against your company.
Solution
Employment Practices Liability can help cover your business entity, directors, and employees if you are accused of wrongful termination, harassment, discrimination or other employment-related offenses.
Copyright Infringement Coverage
Risk Factors
A copyright infringement can arise from using someone else’s work in your business’ product or ad without their permission.
Solution
To prevent such liabilities from affecting your business, you should have general liability insurance.
Is General Liability Insurance Necessary for Your Business?
For most small businesses, general liability insurance is not just a good idea; it's a necessity. This is especially true if you lease or own office space or commercial property in Illinois. Additionally, many client contracts require general liability insurance as a prerequisite.
Even if these specific situations don't apply to your business, companies that interact directly with clients and customers often find commercial general liability insurance, or a CGL policy, to be a game-changer. This policy is your company's financial safety net, ensuring your security in the event of a lawsuit from a customer or competitor.
Given the critical protection of general liability insurance, many small business owners in Dunlap secure this coverage as one of their first steps after launching their business.
Protect your business in Illinois with Hecht-Stout Insurance Agency and our tailored general liability insurance solutions.
Already have Home Insurance? Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
Request a Quote
Get Personalized Insurance
We extend coverage to individuals and businesses in Dunlap, IL and surrounding areas.
